Give Your Retirement a
Clean Bill of Health
Experience the peace of mind that comes with the ’10-Year Method.’ We are a fee-based, family-run firm dedicated to helping you retire with confidence, regardless of your portfolio size. No sales pressure. No confusion. Just clear, coordinated planning that puts you in control of your financial future.
Your First Meeting
What We Cover Together
- Income Strategy
- Tax Optimization
- Risk Alignment
- Action Plan
Where your income will come from—and how to make it last
We’ll map out your income sources including Social Security, pensions, IRAs, and investments to create a sustainable withdrawal strategy that supports your lifestyle throughout retirement.
Opportunities for tax planning & Roth conversions
Discover strategies to minimize your lifetime tax burden through smart timing of Roth conversions, tax-loss harvesting, and coordinated withdrawal sequencing across account types.
Investment risk alignment with your goals
We’ll assess your current portfolio against your actual risk tolerance and timeline, ensuring your investments are positioned to weather market volatility while supporting your income needs.
Action items to move forward (no commitments required)
Walk away with concrete next steps you can implement immediately—whether you choose to work with us or not. Our goal is to provide value from the very first conversation.
Retirement Should Be the Best Chapter of Your Life, Not the Most Stressful.
Does the thought of retirement keep you up at night? You aren’t alone. A recent study by Allianz found that nearly two-thirds of Americans worry more about outliving their money than they do about passing away.
- Will I outlive my money?
- How will taxes impact my savings?
- What happens if the market crashes?
- Will my spouse and family be taken care of?
Income That Lasts a Lifetime
This is the most common fear we hear—and the most solvable. With proper planning, you can create a reliable income stream that adjusts for inflation and market conditions. Our approach focuses on building a sustainable withdrawal strategy that ensures your money works as long as you do.
- Sustainable withdrawal strategies tailored to your lifestyle
- Social Security optimization to maximize lifetime benefits
- Buffer assets to weather market downturns without selling at a loss
Strategic Tax Planning
Taxes can silently erode your retirement savings if not managed proactively. We help you understand when to draw from different account types, when Roth conversions make sense, and how to minimize your lifetime tax burden—not just this year’s bill.
- Multi-year Roth conversion strategies
- Tax-efficient withdrawal sequencing
- RMD planning and optimization
Resilience Through Volatility
Market crashes are inevitable—but they don’t have to derail your retirement. The 10-Year Method is built around protecting your near-term income from market volatility, so you never have to sell investments at the worst possible time.
- Income bucket strategy for short-term stability
- Growth allocation for long-term purchasing power
- Rebalancing protocols that remove emotion from decisions
Legacy & Survivor Planning
Your retirement plan should protect more than just you. We help ensure your spouse maintains their lifestyle if something happens to you, and that your wealth transfers to the next generation exactly as you intend—with minimal taxes and no family conflict.
- Survivor income analysis and planning
- Beneficiary optimization for IRAs and 401(k)s
- Estate coordination to avoid probate and reduce taxes
At Stauffer Retirement Planning, we believe you deserve more than just investment advice. You deserve a partner who treats your future with the same care they treat their own.
“If you’re stressed in retirement, you’re doing it wrong.”
— Collin Stauffer
The Solution
Move Beyond Reactive Planning
Stress is often a symptom of a reactive plan, or no plan at all. We believe a healthy retirement requires a shift in perspective—moving away from chasing trends and toward building resilience.
This approach is central to The 10-Year Method. Outlined in the published book, this protocol provides a surgical focus on protecting your lifestyle from market volatility. It replaces the noise of the headlines with a resilient framework that keeps your future secure for the long haul.
No-Cost Consultation
No pressure. No obligation. Just clarity.
“Financial concepts and products are difficult to understand. Seemingly by design.”
— Collin Stauffer
A Precise Standard of Care for Your Financial Health
In an industry that reserves its best thinking for exclusive clubs and high account minimums, we offer a healthier alternative. We are an independent, boutique firm with a simple mission: to provide meticulous planning standards to every family we partner with.
We believe that professional oversight and precision should be accessible to those protecting a hard-earned nest egg and our most established clients alike. We don’t qualify our partners based on a balance sheet; we look for a shared commitment to long-term goals.
A Relationship-Based Standard
We don’t answer to a corporate parent or a boardroom full of shareholders to please. While brokerages are busy looking out for their bottom line, we’re looking out for yours. It turns out that when you aren’t trying to sell a ‘product of the month,’ you can actually provide objective advice aligned with a client’s best interests.
A Personal Touch
When you call us, you don’t get a call center. You get a team that knows your name, knows your grandkids’ names, and genuinely cares about your success.
Preventative Financial Care
Most advisors act like an ER—they only show up when something is broken. We prefer preventative care. Instead of waiting for a market ‘fever’ or a tax-law shift to suggest a change, we use a diagnostic approach to spot potential leaks in your income and estate years before they become emergencies.
Our Services
Comprehensive Planning for Every Aspect of Your Life
Using the 10-Year Method as our guide, we cover every base to ensure your financial health is in order:
Investment Management
Growth and preservation strategies tailored to your risk tolerance.
Present & Future Tax Planning
Proactive strategies to keep more of your hard-earned money.
Estate & Legacy Preparation
Ensuring your wealth passes to your loved ones exactly how you intend.
Comprehensive Income Planning
Structuring your investments and Social Security into a cohesive plan that ensures your income lasts as long as you do.
Health & Longevity Protection
Strategies for Medicare, spousal coverage, and long-term care to protect your retirement savings from rising health costs.
Ready to Get Started?
Schedule a no-cost consultation to discuss your financial health.
About the Founder
The Vision Behind Your Financial Health
Stauffer Retirement Planning was founded on a commitment to a higher standard of care. We believe a healthy retirement isn’t just about the numbers on a balance sheet—it’s about the precision of a plan built to endure. We go above and beyond to simplify the complex, providing the meticulous oversight needed to guide you toward the retirement you’ve always imagined.
This vision was forged through years of seeing the industry from the inside. During Collin Stauffer’s tenure as a financial advisor, he worked for small financial boutiques and big box firms alike. But he noticed a recurring problem: he saw that company-centric agendas were often not in the best interest of his clients.
Collin founded Stauffer Retirement Planning to change that narrative. He realized that true financial health requires a different protocol—one where your long-term vitality takes precedence over a corporate bottom line. Today, our firm is dedicated to providing the objective guidance and proactive coordination your life’s work deserves.
Your Future Starts with a Conversation
You don’t have to navigate retirement alone. Let’s sit down, look at your numbers, and discuss how the 10-Year Method can work for you. No pressure, no sales pitch—just an honest conversation about your future.